Short-Term Health Plans for Student-Athletes
Short-term health and individual primary insurance for student-athletes is designed to protect students from unexpected medical expenses that could arise due to illnesses or accidents. By offering flexible and affordable options, these insurance plans ensure that students can maintain their health and wellbeing without facing financial strain.
- Accident-only coverage focuses solely on injuries sustained during sports or physical activities, offering essential financial protection.
- Comprehensive short-term plans go further by covering accidents, sudden illnesses, emergency care, and often include benefits like physical therapy and rehabilitation to support a faster recovery.
Note: Not all individual primary plans cover sports-related injuries. It’s essential to choose a plan that specifically includes sports accident coverage to ensure student-athletes are fully protected.
Choosing the Right Insurance Plan for Student-Athletes
These plans are for domestic students and can be purchased on a short-term basis. There are a variety of coverage options available through Pivot Health.
Accessing the link provided below will take you to a vendor that provides individual international insurance policies. CBIZ is appointed by the vendor as an approved point of distribution for the products offered and does not guarantee eligibility, benefits, or claims payments.
We have three providers for international student-athletes. The Student Secure plan from World Trips covers $5,000 in sports injuries on the Elite and Select plans. This includes a $5,000 sports benefit. It’s the second option when you click on the site.
Accessing the link provided below will take you to a vendor that provides individual international insurance policies. CBIZ is appointed by the vendor as an approved point of distribution for the products offered and does not guarantee eligibility, benefits, or claims payments.
Diplomat America is another ideal plan for international students visiting the U.S. On the quote page, there will be a list of sports when you add the “Athletic Sports & Hazardous Activity” rider. Coverage for expenses under these activities is limited to a maximum of $20,000. If you need coverage for any activities that are not on the list, please contact us, and we can determine if we cover those activities. You must add the sports rider to the plan; otherwise, it will not include any sports risks.
Accessing the link provided below will take you to a vendor that provides individual international insurance policies. CBIZ is appointed by the vendor as an approved point of distribution for the products offered and does not guarantee eligibility, benefits, or claims payments.
The USCHIP Individual International SHIP Enrollment Portal is another excellent insurance plan for international student-athletes. The SECURITY ISP (Intercollegiate Sports Plan) must be selected for intercollegiate sports risks to be covered.
Accessing the link provided below will take you to a vendor that provides individual international insurance policies. CBIZ is appointed by the vendor as an approved point of distribution for the products offered and does not guarantee eligibility, benefits, or claims payments.
Frequently Asked Questions
The cost of health insurance for student-athletes in the U.S. can vary widely depending on several key factors:
- Type and Duration of Coverage: Short-term vs. comprehensive plans, and the length of the policy.
- Sport-Specific Risk: Higher-contact sports often come with higher premiums.
- Age and Health of the Athlete: Younger, healthier athletes may receive lower rates.
- Geographic Location: Costs can differ by state or region.
- Customizable Options: Adding benefits like physical therapy or increasing coverage limits can impact the overall price.
Understanding these factors helps institutions choose the right coverage while managing costs effectively.
What Does Individual Primary Insurance Cover for Student-Athletes?
Individual primary insurance plans for student-athletes are designed to address the unique demands of athletic participation. Coverage typically includes:
- Injury Treatment: Medical care for injuries sustained during training, practice, or competition.
- Illness Coverage: Protection against unexpected illnesses, so athletes can recover without added financial stress.
- Emergency Medical Services: Access to emergency care in cases of serious injury or sudden health issues.
These plans help ensure student-athletes receive timely and appropriate care, both on and off the field.
Get Started
CBIZ Sports Insurance is here to answer your questions, respond to your concerns and provide you with the information you need to protect your student-athletes. We strive to ensure all your questions are answered promptly.